# 46.5% of 2025-2026 identity breaches had no login for MFA to protect Source: https://startwithidentity.com/blog/2026-11-03-half-of-recent-identity-breaches-had-no-login-for-mfa-to-protect/ Last updated: 2026-11-03 License: content by Start with Identity. Cite the source URL. --- In 20 of the 43 identity breaches disclosed in 2025-2026 (46.5%), the attacker abused a path with no interactive login at which MFA could have applied, according to the [Identity Breach Report 2026](https://startwithidentity.com/reports/identity-breach-report-2026/). In 2021-2022 the share was 7 of 33 (21.2%). The report classifies all 115 incidents in Start with Identity's [Identity Breach Database](https://startwithidentity.com/breaches/incidents/), disclosed from January 2021 to October 2026, by access path, MFA status, failed control and blast radius. Where the records say whether MFA protected the abused account, it was bypassed in 25 of 40 cases and missing in 15. ## Attackers talk past MFA instead of breaking it On human accounts, [social engineering of a person began 12 of 29 breaches in 2025-2026 (41.4%), up from 7 of 29 in 2023-2024](https://startwithidentity.com/reports/identity-breach-report-2026/#finding-1). Stolen, stuffed and sprayed passwords fell from 15 of 29 to 5 of 29. We call this the talk-past attack: the attacker persuades someone to hand over, reset or approve access, so authentication is satisfied rather than defeated. The 2023 help desk wave ([MGM Resorts](https://startwithidentity.com/breaches/incidents/2023-mgm-resorts-help-desk-ransomware/), [Clorox](https://startwithidentity.com/breaches/incidents/2023-clorox-help-desk-password-reset/), Caesars and [Okta](https://startwithidentity.com/vendors/iam/okta/) customers) has not repeated. The calls changed their ask. In [UNC6040's campaign](https://startwithidentity.com/breaches/incidents/2025-unc6040-salesforce-vishing-campaign/), callers posing as IT support talked employees into authorizing a modified Data Loader app in [Salesforce](https://startwithidentity.com/vendors/ciam/salesforce-identity/). Seven of the 13 social engineering incidents in 2025-2026 involved CRM or SaaS data. Push-spam MFA fatigue, behind [Uber](https://startwithidentity.com/breaches/incidents/2022-uber-mfa-fatigue/) and Cisco in 2022, has no recorded case since. ## MFA was bypassed more often than it was missing Of the 40 incidents with a known MFA status, [25 (62.5%) record MFA as present and bypassed](https://startwithidentity.com/reports/identity-breach-report-2026/#finding-2). In 13 of those, a person handed over or approved access: a phished one-time code, an adversary-in-the-middle proxy, a help desk reset, an OAuth consent grant or an accepted push. Eight more came from a flaw in an identity appliance that skipped the MFA step, such as Citrix Bleed. At [Cyberhaven](https://startwithidentity.com/breaches/incidents/2024-cyberhaven-chrome-extension-oauth-consent-phishing/), an employee with Google Advanced Protection never saw an MFA prompt, because a consent grant is not a login. Phishing-resistant MFA closes the phishing and push routes. It does nothing for the other two. ## The MFA blind zone The [MFA blind zone](https://startwithidentity.com/reports/identity-breach-report-2026/#finding-3) is our name for incidents where MFA was not applicable: a service account, API key, token or OAuth app was abused, or a flaw handed out a session without any login. In 2025-2026 that covered 12 machine-identity incidents, including the Shai-Hulud npm worms and the Salesloft Drift tokens, plus 8 human-account incidents on edge appliances such as FortiGate, Ivanti Connect Secure and BeyondTrust Remote Support. The [Identity Vulnerability Report 2026](https://startwithidentity.com/reports/identity-vulnerability-report-2026/) covers the appliances. ## Machine identities are a quarter of breaches and rising [Non-human identities were the abused identity in 29 of 115 breaches (25.2%)](https://startwithidentity.com/reports/identity-breach-report-2026/#finding-4): 15.2% in 2021-2022, 25.6% in 2023-2024 and 32.6% in 2025-2026. Seven of the 15 nation-state incidents in the database used one. These breaches are also hard to size, because 26 of the 29 report no count of affected people. The problem of [credentials nobody owns](https://startwithidentity.com/blog/credentials-nobody-owns/) is now showing up in breach records. ## One compromise, many victims [19 of 115 incidents (16.5%) were fan-out breaches](https://startwithidentity.com/reports/identity-breach-report-2026/#finding-5), where one compromised identity at a provider reached many customer organizations, and 10 of them were disclosed in 2025-2026. Examples include [Okta's 2023 support system breach](https://startwithidentity.com/breaches/okta-2023-support-system-breach/) (134 customers' files accessed), [Gainsight](https://startwithidentity.com/breaches/incidents/2025-gainsight-salesforce-token-abuse/) (more than 200 potentially affected Salesforce instances) and the [ConnectWise Cloud Backup app credential](https://startwithidentity.com/breaches/incidents/2026-connectwise-cloud-backup-app-credential/) (162 tenants confirmed). [Snowflake](https://startwithidentity.com/breaches/snowflake-2024-credential-attacks/) does not count: no Snowflake system was compromised. Each of about 165 customer accounts was breached separately, without MFA. A fan-out breach needs the provider to revoke; a platform campaign needs every tenant to enforce MFA. ## Where the damage and the penalties land Among the 24 incidents that count affected people or consumer accounts, [the 10 with MFA absent hold 72.3% of 445.8 million notifications](https://startwithidentity.com/reports/identity-breach-report-2026/#finding-6). Only 10 of 115 records carry a disclosed dollar figure, and [Change Healthcare's $3.067 billion is 96.8% of company-reported cost](https://startwithidentity.com/reports/identity-breach-report-2026/#finding-7). Regulators lag: [20 of 115 incidents have a regulatory or legal outcome, and none of the 43 from 2025-2026 has one yet](https://startwithidentity.com/reports/identity-breach-report-2026/#finding-8). Missing MFA drew an outcome in 6 of 15 cases. The fines against 23andMe and PayPal both cite it. ## What to do with it The report ranks [ten identity controls](https://startwithidentity.com/reports/identity-breach-report-2026/) by how many database incidents each addresses. Phishing-resistant MFA on every human login comes first at 40 of 115. An owned inventory of non-human identities with short-lived credentials is second at 30, and the leader in 2025-2026. Brokered third-party access is third at 24. Together the top three address 77 of 115 incidents. If your next quarter allows one project, the 2025-2026 data points at machine identities rather than another MFA rollout. Our earlier analysis of [why the help desk is the perimeter](https://startwithidentity.com/blog/help-desk-is-the-perimeter/) covers control nine. ## How we did it Every record cites primary sources (234 in total) and was verified on October 31, 2026. A script prints every figure in the report, and classifications that are not record fields, such as fan-out breaches, are explicit lists with a reason per incident. The set is curated, so it measures what is known, not all breaches, and the 2025-2026 records have less complete attribution, victim counts and regulatory outcomes. **Use the data:** download the database as [CSV](https://startwithidentity.com/data/reports/identity-breaches.csv) or [JSON](https://startwithidentity.com/data/reports/identity-breaches.json), and the report's [statistics file](https://startwithidentity.com/data/reports/identity-breach-report-2026-stats.json). All are free to reuse under CC BY 4.0 with attribution to Start with Identity and a link to the [report](https://startwithidentity.com/reports/identity-breach-report-2026/).