How to Choose an MFA Solution

Not all multi-factor authentication is equal. The goal in 2026 is phishing-resistant MFA, not just any second factor.

1. Prioritize phishing resistance

SMS and basic OTP are better than nothing but are phishable and vulnerable to SIM swaps. Favor FIDO2 security keys and passkeys, which resist phishing by design. Our research shows phishing-resistant MFA blocks the overwhelming majority of identity attacks.

2. Cover your whole estate

Modern web apps are easy. The hard parts are VPNs, legacy apps, desktop login, and service accounts. Confirm coverage where you actually need it.

3. Mind enrollment and recovery

Most real-world MFA bypasses target weak enrollment and account recovery, not the factor itself. Evaluate how a vendor handles onboarding and reset.

4. Fit your stack

If you already run a major IAM platform, its built-in MFA may suffice. Standalone specialists shine for workforce passwordless and broad coverage.

Where to start

Browse MFA and passwordless vendors and the MFA implementation guide.