🇫🇮 Finland · Bank-led eID
Finnish Trust Network
Finnish Trust Network (FTN) bank IDs and mobile certificate
The Finnish Trust Network is a regulated framework that brings together bank identifiers and the mobile certificate (Mobiilivarmenne) as strong authentication methods. It replaced the older TUPAS banking authentication, which was phased out by 2019. These eIDs are widely used to access banking, public and private services, often through Suomi.fi e-Identification.
What it does
Online authenticationIdentity verification / KYCCross-border interoperability
Country:🇫🇮 Finland
Type:Bank-led eID
Status:Live
Launched:2017
Issuer:Banks (Finance Finland members) and mobile operators, regulated by Traficom
Who can get it:Finnish residents with bank credentials or a mobile certificate
Format
Online banking codesMobile certificate (SIM-based)
Identity attributes
Legal namePersonal identity code
Authentication methods
Online banking codesMobile certificatePIN
Common use cases
Banking / KYCGovernment servicesDigital signatures
Standards
eIDAS
Coverage
Widely adopted across the adult population
Interoperability
Accessible via Suomi.fi e-Identification and notified for eIDAS cross-border use
Privacy and trust
Authentication is brokered through regulated banks and mobile operators within the Traficom-supervised trust network.
Official source
https://dvv.fi/en/identificationFinnish Trust Network: frequently asked questions
- What methods are part of the Finnish Trust Network?
- It includes online banking identifiers issued by banks and the mobile certificate (Mobiilivarmenne) provided by mobile operators.
- Who regulates the Finnish Trust Network?
- The network is regulated by the Finnish Transport and Communications Agency, Traficom.
Educational reference, not official guidance. Confirm current details with the issuing authority. all Finland schemes · identity verification vendors